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Short Sales vs Foreclosure — Eau Claire – Chippewa Falls – Altoona Wisconsin
Posted on May 2nd, 2009 No commentsIf you are in any sort of financial trouble and are facing a possible foreclosure it is very important that you understand there are alternatives to the foreclosure process. A foreclosure should be avoided at all costs and simply quitting making your payments is not a solution out of your problems. I understand that job loss and a variety of other factors can quickly spell trouble. I also understand that not everyone knows the options available to them. It is imperative that you speak with your lender about possible alternatives before you get further into a situation that there is only one way out of.
If you are looking for a competent professional with experience handling short sales and foreclosures please contact me immediately. You don’t want to wait. The further you get into trouble the closer you get to foreclosure. The sooner you contact me, the sooner we can get you out of this situation.
It is a very important decision as to who you want helping you. Very few real estate agents in our area have experience working with short sales or foreclosures. Experience in this area is crucial. You want to find an agent who you are confident will be able to bring you the strongest offer in the shortest period of time to prevent foreclosure. You don’t want an agent who just sticks a sign in the yard waiting for an offer to come. With so many other homes competing on the market this just won’t happen. You don’t want to rely on luck. You need an agent who will help negotiate with your lender a strong price that will attract a buyer in a short period of time. If the home lingers on the market for a long period of time this is bringing you ever closer to foreclosure.
Once you have an offer or multiple offers you need an agent who can help negotiate the best offer on your behalf and quickly present this to the lender for approval. This is the time in which an inexperienced agent can bring disaster to the short sale process. Without a firm understanding with the buyer and having specifically negotiated a larger period of time to work with the lender for approval, the deal can quickly fall apart. I have seen many offers fall to pieces because the listing agent is not aware of everything they need to do to see the short sale through. Buyers will not wait around if there are many unexpected delays and they are often unexpected simply because the agent has no experience dealing with them. It is the listing agent’s job to see that your interests are being looked out for from the moment the first offer is received until the deal is closed. It can be very disheartening to see an offer fall to pieces at the last minute because of inexperience and you don’t want to risk going into foreclosure. You don’t want to have to keep making house payments you can’t afford simply because your agent does not have the experience necessary to see that the short sale process is a quick one.
You can either call me at 715-894-1001 or email me Shane@EauClaireRealty.com. I can help you and your family avoid the stress and financial hardship associated with foreclosure.
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If you have something to say please leave a comment.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.Buy or Sell, I’ll Treat You Well!
(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)



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New Mortgage Aid Program: Is it Enough? Foreclosed, Foreclosure, REO Eau Claire Wisconsin
Posted on November 14th, 2008 No commentsEau Claire Wisconsin Real Estate Agent
Doom and Gloom. Thats the news that everyone seems to be sticking to but is it really all that bad? I know our area has been spared somewhat from the overall foreclosure trend. It really isn’t as significant as people tend to think, with only a small percentage of homes even affected. The majority of homes in our country are either entirely paid for or are partially paid for. But still the thought is that something should be done to relieve those who are in foreclosure or have the potential of being foreclosed.
The new plan was to try to lower interest rates to make it more affordable. Many of the loans that were given out are turning into high monthly payments that people just cant make. The reality of the situation is that people need help and foreclosed homes are not good for anyone. They can destroy pricing on competing homes and really hurt a community. The problem with the new plan is that it will probably “represent only 20 percent of delinquent loans.” I guess any help at this point is something but for sure more can be done.
You can read the rest of the story here.
If you are facing foreclosure or want a solution to help you with your financial problems in relation to your home there is help available. There are quite a few options that you might not even know about. Please contact me as soon as possible if you or someone you knows needs help.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Buying Foreclosures in Eau Claire Wisconsin
Posted on November 3rd, 2008 No commentsEau Claire Wisconsin Real Estate
There is a lot to know about buying foreclosed homes in Eau Claire Wisconsin and the Chippewa Valley. There can be a lot of competition and it is important to understand everything you need to know about the process.
You can buy foreclosures but you must know how to do it. Working with an Agent and Realtor who understands the ins and outs of the foreclosure process is important.
Having all the latest tools and technology can mean all the difference in you being the first to know about foreclosed homes as they hit the market in our area. It is not easy as it may seem but it is possible.
Give me a call today so I can explain the process in detail and let you know what you have to do to buy Foreclosures in Eau Claire Wisconsin.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Facing Foreclosure on Your Eau Claire Wisconsin Home?
Posted on November 3rd, 2008 No commentsEau Claire Wisconsin Real Estate
You might not know what your options are when it comes to foreclosure. I understand the stress and strain that this can cause for you and your family. One of the most important things you can do is to act quickly and contact an Agent and Realtor who can help.
One thing to consider might be to do a short sale on your house. What does a short sale mean? Well basically a short sale means that we are trying to sell your home for less than what you owe on it. Many times banks are willing to actually take less money for your home instead of it going into foreclosure. No one wins when it comes to homes being foreclosed. Thats why its important to understand that you have options.
It is crucial to act quickly on a short sale and drive buyers into the home. This can be done in a variety of different ways but the longer you wait the closer it can get to foreclosure.
Give me a call today and I can go over various options with you. I do want to help.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Are you facing foreclosure in Eau Claire Wisconsin?
Posted on November 3rd, 2008 No commentsEau Claire Wisconsin Real Estate
Some might argue whether we are in a recession or not but that doesn’t matter to someone who is facing a foreclosure on their home. Lets face it you need help and you need help fast.
Homes don’t always have to go into foreclosure. Some home owners think there simply is no other alternative when actually there are quite a few things you can do to prevent this. You probably don’t want a negative mark on your credit and foreclosure certainly can do that.
Give me a call today and we can go over some of your options. I would work closely with you and your bank to do everything possible to prevent a foreclosure.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Foreclosed REO Listings in Eau Claire Wisconsin
Posted on November 3rd, 2008 1 commentEau Claire Wisconsin Real Estate
The reality of the foreclosed market in Eau Claire Wisconsin and the Chippewa Valley is that there are far less foreclosed properties available than you probably think. This makes the competition to snatch up these houses and to invest in a foreclosure much more difficult. It is imperative that you work with an Agent who has experience in handling foreclosures and can act quickly to put in an offer as soon as they hit the market.
Give me a call today and I would be happy to go over the foreclosure process with you and tell you exactly what we need to do to act quickly and purchase foreclosed listings. You simply cant hesitate in this type of market.
Make your first move with an Agent who knows foreclosed homes inside and out.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Eau Claire Wisconsin Foreclosures Foreclosed Properties and REO
Posted on November 3rd, 2008 No commentsEau Claire Wisconsin Real Estate
Many people think that foreclosures are all the same when in fact each property is quite different. In reality there is a major difference between a house that is going into foreclosure and a foreclosed listing.
Foreclosure is actually a lengthy process and can sometimes take well over a year before the property comes back onto the market. There can be many reasons why a property goes into foreclosure and the best thing that we as a community can do is to prevent foreclosures from happening in the first place. The next best thing we can do is to purchase these properties and take them off the market as soon as possible.
Working with an Agent who knows the process of foreclosure inside and out is vital. Come work with a Real Estate Agent and Realtor who uses all the tools and technology available to make sure that you are ahead of the competition when it comes to foreclosures.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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Foreclosures and REO Eau Claire Wisconsin
Posted on November 3rd, 2008 No commentsEau Claire Wisconsin Real Estate
Contrary to popular belief foreclosures in our area have been kept to a minimum. This is a good thing for our economy. Even nationally the foreclosure trend is hardly as bad as the media might make it sound. It certainly is prevalent in some small pocket areas but is not as widespread as it might seem.
Thats why its so important to be working with an Agent who is familiar with the foreclosure process. When foreclosures hit our market they tend to not last long. Sometimes in a few short hours multiple offers and in many cases as many as 20 different offers are put on the same offer the day it hits the market! This is probably not something you would see on the news and something you are probably not aware of.
Thats why buying foreclosed properties is not impossible but you really have to know what you are doing. You must know instantly when bank foreclosures hit the market. Working with an Agent who has the skill set necessary to make a quick move when these foreclosures come up for sale is crucial. A moment’s hesitation can mean the difference between having a chance and no chance at all.
I promise not only to teach you how the foreclosure process works but put together a comprehensive plan of action to purchase foreclosed properties in Eau Claire Wisconsin and the greater Chippewa Valley.
If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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