First time home buying seminar – Location, Location, Location – Eau Claire Chippewa Falls Altoona

First time home buying seminar – Location, Location, Location -- Eau Claire Chippewa Falls Altoona

This is a simple enough step in the buying process. Basically where do you want to live? We need to narrow down the location to specific areas because there are so many homes for sale in Eau Claire Altoona and Chippewa Falls Wisconsin. If we can narrow down the search even a little it means a shorter time looking as well less homes to sort through. Eau Claire is divided into a few areas in our MLS system – West – North – South – and Eau Claire schools but outside the city limits.

Looking for Eau Claire Homes For Sale?

If you have something to say please leave a comment.

If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

Buy or Sell, I’ll Treat You Well!
(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)

First time home buying seminar – Preapproval Letter – Eau Claire Chippewa Falls Altoona

First time home buying seminar – Preapproval Letter -- Eau Claire Chippewa Falls Altoona

Another important aspect of the buying process is to get a preapproval letter from your lender. Basically it’s just a simple letter that says you have been prequalified for a loan with that institution. A lot of real estate agents in our area like to see these letters so that they know that you are a truly qualified buyer. Just ask and the lender should have no problem getting a copy of this letter to you.

Looking for Eau Claire Homes For Sale?

If you have something to say please leave a comment.

If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

Buy or Sell, I’ll Treat You Well!
(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)

First time home buying seminar – Choosing a Lender – Eau Claire Chippewa Falls Altoona

First time home buying seminar – Choosing a Lender -- Eau Claire Chippewa Falls Altoona

Another important thing to consider when buying a home is picking a lender you feel comfortable working with. You are going to be working closely with this person and it’s important that you are a good match. Another thing to point out is that not every lending institution is the same. Some offer different loan packages and rates. Some have different prices as well and just like anything it’s important to shop around for the best prices. If you are turned down at one lender that does not mean that you will be turned down at every lender! Some do not offer FHA packages and there are a variety of loans available depending on where you look. If you need help feel free to call me anytime.

Looking for Eau Claire Homes For Sale?

If you have something to say please leave a comment.

If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

Buy or Sell, I’ll Treat You Well!
(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)

First time home buyers seminar Part 1 Speak with a lender Eau Claire Altoona Chippewa Falls

First time home buying seminar Part 1 Speak With Your Lender

What you need to know about buying a home in Eau Claire, Chippewa Falls, or Altoona Wisconsin. The first step is to speak with a lender so we know what price range to work in as well as to make sure that you are qualified to purchase. Even if you are not approved for a loan at this time the lender should be able to help you work on your credit scores so that you would be qualified in the future. The lending world has changed a bit and even if you think you might be qualified it’s important to determine this for sure. Not to mention home prices have changed as well as interest rates and what price range you think you might be looking in might not be exactly what you can afford.

Looking for Eau Claire Homes For Sale?

If you have something to say please leave a comment.

If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

Buy or Sell, I’ll Treat You Well!
(In case you do not agree with something I said or feel that my blog or my beliefs could be construed as libelous I hereby declare that my entire blog is meant as a joke. I consider myself to be a comedian and everything I say or have said should be considered comedy. I want nothing I say to be taken seriously and if you do take it seriously take a break. If you do not think what I said is funny then that is your opinion. But for anyone who wants to sue me everything I said or say is meant purely as satire.The only thing that is not a joke is this disclaimer.)

Eau Claire Real Estate Advice – First Time Home Buyers

Eau Claire Real Estate Advice – First Time Home Buyers

When I get approached by potential clients about buying a home in the Eau Claire area the first question is almost always, “How do we get started” As many times as this question is varied my answer never does. I know the overwhelming feeling is you want to get out and start looking at houses. I always feel bad when my answer is so much more boring.

The first step is going to a lender.

But why?

Well they can help with a variety of things that we need to know before we can start looking. First they can tell you if you can get a loan or not. As much as I would love to get you a house, if you can’t afford it financially then I don’t want to see you in trouble this way. They can also tell you what price range will work for you as well. They can show you a good range of what you can afford. You don’t want to buy into a house that could put you on the edge. We don’t want you to miss any payments, buying a house is a wise financial decision if you do it right. You can build up your credit rating at the same time you build up equity in your home. It can be the best financial investment you make in your entire lifetime and thats why I always stress that we do it right.

So yes I am going to ask you to take a couple of hours out of your time and go see a professional lender but it is so important. I promise as soon as this step is ready we can sit down and begin the next step, searching for a home.

If you have something to say please leave a comment. I will try to comment on your blog as well.

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If you would like to work with an agent who is leading the way call 715-894-1001 today or send me an email.

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